Download Tag: COMMERCIAL BANKS


ASSESSING THE LEVERAGE EFFECT OF E-MARKETING ON PERFORMANCE OF COMMERCIAL BANKS

Abstract This study examines the leverage effect of  E-marketing on performance of commercial banks in Nigeria. The main objective is to investigate how the adoption of internet marketing enhances banking services in Nigeria. The study is a survey approach with sample of 180 respondents (employees & customers) drawn from four generation banks in the country, representing 65 percent of the total population (280). The data was analyzed using Descriptive Statistics ...

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THE ROLE OF COMPUTER IN IMPROVING SECRETARIAL FUNCTIONS IN COMMERCIAL BANKS

THE ROLE OF COMPUTER IN IMPROVING SECRETARIAL FUNCTIONS IN COMMERICIAL BANKS   ABSTRACT Although banks are developed with the major aim of providing financial assistance to business organizations, the commercial banks in Enugu Urban are short-term lenders. This research work sought out the role of the computer in improving secretarial functions. The instrument used for the research included questionnaire and oral interview. The population of the study consisted of confidential ...

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LIQUIDITY MANAGEMENT IN COMMERCIAL BANKS

ABSTRACT This study examined liquidity management and commercial banks’ profitability in Nigeria. The major aims of the study were to find empirical evidence of the degree to which effective liquidity management affects profitability in commercial banks and how commercial banks can enhance their liquidity and profitability positions. Considering the nature of the survey, quantitative methods of research were applied. In attempt to achieve the objectives of the study, several findings ...

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RISK ANALYSIS AND FACILITY MANAGEMENT IN COMMERCIAL BANKS

ABSTRACT This research topic is on risk analysis and financial management in commercial banks, the case study being an Islamic bank, Islamic banks are well known for interest free banking, as a result of this interest free banking, most Islamic banks resort to asset lending or business financing. This project aims to assess the type of risks that affect Islamic banks, types of facilities available to their customers, the type ...

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THE ROLES OF COMMERCIAL BANKS IN FINANCE SMALL SCALE AGRICULTURE

ABSTRACT The study was done to ascertain the role of commercial banks in financing small-scale agriculture in selected areas of enugu agricultural zone. The aim was to determine the extent to which commercial banks have given out loans for small scale agriculture in comparison with other source of credit, and to look into the problem faced by both the small holder farmers and the banks as regard credit flow to ...

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THE EFFECTS OF NIGERIAN MONETARY AND FIRMS POLICIES ON COMMERCIAL BANKS (1990 – 2000)

ABSTRACT Issues concerning money have contained to cover invest for some money theories.  Money makes life what is and contributes tremendously to the rise or fall in the economic situation of a particular country.  It is as a result of the continuous charge in the behavior of money count theorist come by the financial and economic policies to cushion the harsh effect money causes and to equally improve on the ...

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STUDY OF CONTROLLING OF CUSTOMERS ACCOUNT BY THE COMMERCIAL BANKS

ABSTRACT The aim of this research work is to study the principles involved in controlling of customers account by the Commercial Banks operating within the country. It also high lights the different methods of operating various customers account that are being operated by the Commercial Banks. Controlling of the operations of customers account has been regarded as the Backbone of banking activities because customers account contributes the larger part of ...

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CHALLENGES IN UTILIZATION OF COMPUTER IN COMMERCIAL BANKS

ABSTRACT This study is titled the challenges in Utilization of computer in commercial banks in Enugu State. The use of computer in commercial bank helps to facilitate banking operation in all ramification. However, irrespective of the gains and clarion call for integration of computer in commercial banks, there are still several challenges facing it such as staff development challenges, maintenance challenges electricity challenges and finding as a challenges in utilization ...

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THE ROLE OF COMMERCIAL BANKS IN FINANCING AGRICULTURE PROJECT

CHAPTER ONE INTRODUCTION 1.1   BACKGROUND OF STUDY In the immediate past decade and this present decade, there have been seminars, conferences, articles, Journals and various publications by both local, national and International Organizations on the sharp decline in Agricultural production on these various programmes, some of these workshops, conferences and seminars include the followings: -          The 13th Annual workshop of the South – West Research Extension Farmers impute ...

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A STUDY OF CONTROLLING OF CUSTOMER’S ACCOUNT BY THE COMMERCIAL BANKS

ABSTRACT The aim of this research work is to study the principles involved in controlling of customers account by the Commercial Banks operating within the country.  It also high lights the different methods of operating various customers account that are being operated by the Commercial Banks. Controlling of the operations of customers account has been regarded as the Backbone of banking activities because customers account contributes the larger part of the ...

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IMPROVING THE MANAGEMENT OF LEARNABLE FUNDS IN COMMERCIAL BANKS IN NIGERIA

ABSTRACT   This study centered on improving the management of loanable funds in commercial banks. The study was comparative in nature, using Trade Bank of Nigeria (TBN) and Inland Bank of Nigeria (IBN). These two banks were chosen because of their accessibility, high rate of mobilization of deposits and loan defaulting. The major instrument used for data collection included oral interviews, bank records of daily operations, annual report and statement ...

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THE IMPACT OF COMMERCIAL BANKS IN RURAL DEVELOPMENT

CHAPTER ONE INTRODUCTION In this present world, all nation want its rural urban areas to be developed, with this perspective policies are being formulated to ensure its achievement of that country.  For instance, in Nigeria a great number of people live in the rural areas and so the  federal, sate and local government are very much concerned in the issue of developing these rural areas. Development  as it effects the rural people differs ...

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LIQUIDITY PROBLEMS IN COMMERCIAL BANKS

ABSTRACT This research is titled “Liquidity problem in commercial banks” (A case study of first banks of Nigeria). The key objective of this research work is to find out impact of liquidity problem in Nigerian commercial banks. The project is expected to contribute on efficient management of bank liquidity and academic contribution since it contributes to existing literature.  The problem this research is set to solve is that over the ...

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EFFECTIVE WORKING CAPITAL MANAGEMENT & CORPORATE PERFORMANCE IN THE PAINT INDUSTRY

ABSTRACT The aim of this research work is to study the principles involved in controlling of customers account by the Commercial Banks operating within the country.  It also high lights the different methods of operating various customers account that are being operated by the Commercial Banks. Controlling of the operations of customers account has been regarded as the Backbone of banking activities because customers account contributes the larger part of ...

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IMPROVING THE MANAGEMENT OF LEARNABLE FUNDS IN COMMERCIAL BANKS IN NIGERIA

ABSTRACT   This study centered on improving the management of loanable funds in commercial banks. The study was comparative in nature, using Trade Bank of Nigeria (TBN) and Inland Bank of Nigeria (IBN). These two banks were chosen because of their accessibility, high rate of mobilization of deposits and loan defaulting. The major instrument used for data collection included oral interviews, bank records of daily operations, annual report and statement ...

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AUDITING AS A TOOL FOR FRAUD RISK ASSESSMENT IN COMMERCIAL BANKS

ABSTRACT With an upsurge in financial accounting fraud in the current economic scenario experienced, financial accounting fraud detection has become an emerging topic of great importance for academics, research, and industries. In this age of high technology, fraud investigators can no longer be satisfied with just auditing or accounting skills, these investigators should be trained as forensic accountants and this training should include extensive knowledge of accounting information. Despite the ...

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EFFECT OF CORPORATE GOVERNANCE ON THE PERFORMANCE OF COMMERCIAL BANKS IN TERMS OF PROFITABILITY

1.1 BACKGROUND TO THE STUDY From time immemorial, there wasn’t any need for corporate governance due to the fact that business institutions were owned and managed by their sole owners. In recent times, the owners have employed professionals to manage and direct the affairs of their institutions in anticipation of giving an account of their stewardship. The issue of corporate governance has recently been given a great deal of attention ...

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THE EFFECTS OF NIGERIA MONETARY AND FISCAL POLICIES ON COMMERCIAL BANK’S (1990 – 2000)

ABSTRACT Issues concerning money have contained to cover invest for some money theories.  Money makes life what is and contributes tremendously to the rise or fall in the economic situation of a particular country.  It is as a result of the continuous change in the behavior of money count theorists come by the financial and economic policies to cushion the harsh effect money causes and to equally improve on the ...

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THE PROBLEM PROSPECTS OF CREDIT CREATION BY NIGERIA COMMERCIAL BANKS (A CASE STUDY OF WEMA BANK PLC, ILORIN)

TABLE OF CONTENT Title page Certification page Dedication Acknowledgement Table of Content CHAPTER ONE: INTRODUCTION Statement of Research Background of the Study Objective of the Study Significance of the Study Research methodology Definition of terms Plan of the Study CHAPTER TWO: LITERATURE REVIEW Historical Background of Wema Bank of Plc of Nigeria Function of the various Department Central Bank and Credit Creation of commercial bank Procedure of creating credit facility ...

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PROBLEMS AND PROSPECT OF CASH MANAGEMENT IN COMMERCIAL BANKS (A Case Study of UNION BANK OF NIGERIA PLC, ILORIN)

TABLE OF CONTENTS Cover page                                                                        i Certification                                                                ii Dedication                                                                 iii Acknowledgment                                                                iv Table of contents                                                                vi CHAPTER ONE 1.1 INTRODUCTION                                                    1 1.2 STATEMENT OF PROBLEM                                      3 1.3 RESEARCH QUESTIONS                                         4 1.4 OBJECTIVES OF THE STUDY                                   5 1.5 RESEARCH HYPOTHESIS PROBLEMS AND PROSPECTS OF CASH MANAGEMENT IN COMMERCIAL BANKS                  5 1.6 SIGNIFICANCE OF THE STUDY                                        5 1.7 SCOPE AND LIMITATION OF THE STUDY                 7 1.8 DEFINITION ...

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