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CHAPTER ONE INTRODUCTION 1.1    BACKGROUND OF THE STUDY Trade in Nigeria before  the arrival of the Arras and Portuguese, trade before the early 18th century was strictly by barter. But in 1870 when those trade arrived, a mixed barter money economy was introduced during this period, commercial and economic activities among African’s were barters where as such activities between Africans and Arras Portuguese were commodity money or the other, such commodity  ...

CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF STUDY Marketing in relation to commercial bank’s services in Nigeria has not been able to play its part or role in the banking sector for the reason that it is being regarded as mere advertisement or ordinary public relation. And so marketing was linked to manufacturing firms, with service inductance such as banks, insurance etc being left to roast. In present time, marketing activities ...

ABSTRACT The study examines the role of commercial banks in Agricultural development in Nigeria, spanning from 1986-2010. The methodology used is ordinary least squares (OLS), using P.C give 8.00 package. The findings from the study support the view that commercial bank loans are not getting to red farmers. The commercial banks loan to Agricultural sector is positive and significant at 5% level, contributing 67.65 percent variations in Real Agricultural output in ...

CHAPTER ONE BACKGROUND OF THE STUDY 1.1   INTRODUCTION Financing at any level involves the process of making funds available for the running of business, an activity, or a project either by individual, group of people or government. For any project to be successfully carryout, its require a lot of funds. Sometime, an individual, firm or Government may wish to execute project but may not have enough funds, in order to accomplish ...

CHAPTER ONE INTRODUCTION 1.1  BACKGROUND OF STUDY The control of customer’s accounts by commercial banks dates back to a very long time and the genesis can be said to be of a very humble nature.  Long before there were any banks, people kept money and valuables with the goldsmith for safe custody because the goldsmith in those days were highly respectable members of the society who could be trusted because they ...

CHAPTER ONE INTRODUCTION 1.1   BACKGROUND TO THE STUDY The importance of managing the economy efficiently cannot be over emphasized. The monetary authorities, by controlling the supply of money, maintain price stability andinfluence economic activities especially when combined with appropriate fiscal measures (Friedman, 2015). The banking system remains the major channel for monetary control by the Central Bank of Nigeria (CBN) and the monetary authorities in general. Unfortunately, it is estimated ...

  CHAPTER ONE INTRODUCTION In Nigeria, as in most other developing countries, the financial system consists of number of institution which include the central bank, commercial bank, federal saving, merchant and mortgage banks as well as the community banks, the stock exchange securities commission. These commercial banks carry out their day to day activities they mobilizes funds (savings), these savings are a pool of funds on which the banks on ...

CHAPTER ONE INTRODUCTION A commercial bank in a country can be described as the fuel tank which supplies oil that lubricates trade and industry in order to get the wheel of economic activities in motion. A commercial banks is no larger uniquely described in terms of being a financial intermediary offering demand deposit and commercial lending service. Rather, it is a financial intermediary that provides financial service in an evolving ...

CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY banking institutions perform an enviable role of being an important source of capital for development. This emanates mainly from the role, which banking institutions play in mobilizing various deposits and deploying same towards feasible and viable money yielding ventures. Banks through the provision of loans and advances, which are the lifeblood of the business community, occupy a very important position in the ...

CHAPTER ONE INTRODUCTION 1.1.1 BACKGROUND TO THE STUDY Fraud has been in existence throughout history and has taken many different dimensions. Bank fraud has grown with advent of the banking industry, and has been facilitated by the technological innovations and the widespread use of the Internet. According to the fraud triangle (Cressey, 2013), for fraud to occur the three factors; pressure, rationalization and opportunity should be present. Bank employees have ...

ABSTRACT The stock exchange in Nigeria has been enmeshed in a series of  controversies in recent time, therefore this study examined the impact of the stock exchange  on the generation of capital for commercial  banks in Abeokuta metropolis. This descriptive survey research design was adopted and the sample size comprised 50 bankers crown from different commercial banks in Abeokuta metropolis wing the simple random sampliy technique. Two research question were ...

ABSTRACT This study focuses on the impact of managerial risk on credit facilities of commercial banks (a case study of GTBank). A proper research was carried out to identify the credit risk management strategies used in GTBank in Ikeja Local government area, to ascertain the influence of managerial risk on the bank credit policy for credit facilities in GTBank, to investigate whether increment in interest rate increases the chances of ...

CHAPTER ONE INTRODUCTION 1.1  BACKGROUND OF THE STUDY At an earlier point in history, societal expectations from business organizations did not go beyond official resources allocation and its maximization. In recent time, modern businesses think beyond profit maximization towards being at least socially responsible to its society. Today’s heightened interest in the role of business in society has been promoted by increased sensitivity to the awareness of environment and its ...

CHAPTER ONE INTRODUCTION 1.1      BACKGROUND TO THE STUDY Linking pay to performance and the need to achieve a sustainable competitive advantage is something an organisation seeks to achieve. It is a common practise to associate the introduction of performance-based pay with aim of improving incentives and increasing motivation among employee in an organisation (Brown and Heywood, 2002).In Nigeria, employees have been awarded financially or the basis of the qualification requirement ...

ABSTRACT This research work is geared towards the investigation of the effect of fiscal and monetary policies on commercial bank and other financial institution, government through various agencies issues fiscal and monetary which are assumed to  determine whether these polices have any significant impact on the commercial banks and other financial institution, questionnaires were administered on this research work on which the questionnaires are distributed to 30workers of union bank ...

ABSTRACT The subject matter of this research work is to evaluate the extent to which Small Scale entrepreneurs in Enugu have been able to obtain loans and raise finance from Nigerian Commercial Banks as a major source of finance to the economy. The main objective of the study is to establish the role of Commercial Banks in financing Small Scale Enterprises (SSEs) in Enugu.A review of literature was done to ...

ABSTRACT The study examines the role of commercial banks in Agricultural development in Nigeria, spanning from 1986-2014. The methodology used is ordinary least squares (OLS), using P.C give 8.00 package. The findings from the study support the view that commercial bank loans are not getting to red farmers. The commercial banks loan to Agricultural sector is positive and significant at 5% level, contributing 67.65 percent variations in Real Agricultural output ...

CHAPTER ONE INTRODUCTION This chapter deals with the back ground of the study, statement of problems, objectives of the study, research question, significance of the study, hypothesis, scope limitation of the study and definition of items. 1.1   BACKGROUND TO THE STUDY The banking system in Nigeria has undergone radical changes during the 35 years since independence. Banking developed from an industry which in 1960. was dominated by a small number of ...

CHAPTER ONE INTRODUCTION Central bank of Nigeria is the apex financial institution in Nigeria charged with the responsibility of maintaining fiscal and monetary. Stability in the economy. The CBN has its headquarters in Abuja (F.C.T) with some zonal offices in Lagos, Kaduna, Enugu and Ibadan. It is located in Enugu zone at Opara Avenue. In this study, the researcher’s mind it to know the impacts of the B25billion re-capitalization by ...

ABSTRACT The study focused on the contributions of commercial banks to economic growth of Nigeria. The specific objectives of the study include: to examined the effect of commercial bank loans on the gross domestic product, to ascertain relationship between commercial bank and total revenue in Nigeria, to determine the correlation between commercial bank and total monetary asset of Nigeria, and to explore the commercial bank on the net national income ...