Download Category: BANKING AND FINANCE PROJECT TOPICS

ABSTRACT The sound financial health of financial institutions especially banks is often seen as a guarantee not only to its depositors but also it enhances shareholders wealth, ensures employees’ commitment as well assist in growing the economy. As a sequel to  this  maxim, efforts have been made over  time  by  regulatory authorities at ensuring a stable financial position of bank. It was against this background that this study evaluates the ...

ABSTRACT It is no gain saying that Nigerian banking and financial system has undergone remarkable changes over the years, in terms of the number of institutions, ownership structure, as well as the scale of operations driven largely by the deregulation of the financial sector in line with the global trend. The aim of the study is to analyze impediments, determine and ascertain the causes of resistance to changes in strategic ...

ABSTRACT The objective of this study is to examine the pricing of public offerings in the Nigerian capital market:  A case study of Zenith bank, Guaranty Trust bank, Oceanic Bank, IBTC and Chattered Bank were used.  Data for the research were collected through primary and secondary sources namely the annual reports and account and offer prospectus of the respective banks, Securities and Exchange Commission, Nigerian Stock Exchange, Central Bank of ...

ABSTRACT This study on “The Nature of Banking Fraud in Nigeria” (1990 to 2008) covered the period Nigeria Deposit Insurance Corporation (NDIC) took over the management and control of 24 distressed banks, liquidation of 26 Banks in 1998 and the re-capitalization of banks in 2005 by the Central Bank of Nigeria (CBN). These were designed to analyse the financial history of fraud in Nigeria. The technique of ordinary least square ...

ABSTRACT Working capital management is very crucial in this period of global financial turmoil. This is because illiquidity is prevalent world wide necessitating that effective and efficient management of any available cash will be needed to ensure that company breaks even and survives this distressed time since credit is not easily come by. This project presents empirical evidence of the effect of working capital management and liquidity in Nigeria banking ...

ABSTRACT The  emergence of  Banks  owned  by  the  local  private sector began in the mid-1970s. Financial markets in the period since independence have been dominated by foreign and government owned commercial banks. But deficiencies in financial intermediation   provided   an   opportunity   for   local   private investors to enter financial markets. Between the late 1970s and the mid-1980s, 13 local Banks were set up in Nigeria. The growth of local banks accelerated dramatically ...

ABSTRACT This study investigated the staff perception of the impact of the N25 billion minimum capital base on Nigerian banking system using case study of some selected banks namely; First Bank of Nigeria Plc, Union Bank of Nigeria  Plc  and United Bank  for Africa Plc. The  research  was geared towards finding both the positive and negative impacts of the N25 minimum capital base on Nigerian banking system, the impacts of ...

Abstract Supporting smallholder farmers to play a greater role in food production and natural resource stewardship has been identified as one of the quickest ways to lift Nigerians out of poverty. Funding has been seen as a major problem militating against achieving this goal. It is argued that  adequate   credit  facility  could  play  an  important   role  in   enhancing  agricultural productivity through the acquisition of latest technology,  employment  of skill manpower, ...

ABSTRACT The purpose of this study is to empirically analyze the impact of capital structure on firm’s performance in Nigeria; A sector by sector analysis. The annual financial statements of 15 firms listed on the Nigerian Stock Exchange from Four (4) sectors of the Nigerian economy were used for this study which covered the period between  1997-2012. Multiple regression analysis was applied on performance indicators such as Return on Asset ...

ABSTRACT Exchange rate refers to the price of one currency (the domestic currency) in terms of another (the foreign currency). Exchange rate plays a key role in international economic transactions because no nation can remain in autarky due to varying factor endowment. Movements in the exchange rate have ripple effects on other economic variables such as interest rate, inflation rate, unemployment, money supply, etc. Through its effects on the volume ...

ABSTRACT This study examined the impact of working capital management on profitability of firms listed on the Nigerian Stock Exchange(NSE). Twenty (20) companies were selected through simple random sampling and the study was for a period of eleven (11) years (2006-2016). Data were collected through secondary sources, from annual reports and financial statements of selected firms. Panel data regression model was employed as the estimation technique, using fixed effect and ...

ABSTRACT Insurance is one of the cornerstones of modern day financial services sector. In addition to its traditional role of managing risk, insurance market activity, both as intermediary and as provider of risk transfer and indemnification, may promote growth by allowing different risks to be managed more efficiently through promoting long term savings, encouraging the accumulation of capital, serving as a conduit pipe to channelling funds from policy holders to ...

ABSTRACT This paper assesses the impact of intermediation roles of banks on the performance of the real sectors of the Nigerian economy. The main objective is to find out if the banking industry loans and advances have any significant effect on the real sectors GDP growth rate. The research design adopted in this dissertation was ex-post facto, that is, the use of secondary data. The researcher simply analyzed reported documentations ...

ABSTRACT This study sought to explore the impact of electronic banking as a tool for financial inclusion in Nigeria from 2006 to 2014 and in both urban and rural areas as cashless policies unfold in the Nigerian financial system. The specific objectives of this study were to: (i) determine the extent to which transactions using automated  teller  machine  and  point  of  sale  (POS)  machine  had  impacted  the  banking  adult,  (ii) ...

ABSTRACT The aim of this study is to investigate the working capital management and profitability in  Nigeria  petroleum  marketing  sector.  The  statistical   significance   between  the individual component of working capital management and profitability is examined in this  study.  In the  light  of this  objective  the  study adopted  quantitative  method  of research  approaches  to  test  a number  of  research  hypothesis.  The  study selected  a sample of six (6) major oil marketers ...

ABSTRACT The objective of this study is to examine the  impact of  global financial crisis on the Nigerian Capital Market particular to stockbrokers and investors on Nigerian Stock Exchange, Lagos  Branch.  The data for  the  study were collected through primary and secondary sources of data namely: Textbooks, Journals, Internet, past works relating to the study and questionnaire. The data were analyzed and presented using tables; simple percentage and the hypothesis ...

ABSTRACT The study of capital structure attempts to explain the mix of securities and financing sources used by corporations to finance real investment. Most of the researches are on industrialized economies and evidence on developing countries like Nigeria remain scanty. This study, which attempts to fill the void or contribute to filling it, investigates and empirically analyses the application of the capital structure theory to the Nigerian situation.   capital structure ...

ABSTRACT This study examines the impact of risk management in two Nigerian Banks.   Data were obtained from the annual accounts and reports of the two banks (AfriBank Nigeria PLC and Fidelity Bank Nigeria PLC).   An event study methodology was employed to examine the effects of deposit, asset quality and credit risk exposures on the growth and profitability of Nigeria commercial banks. Similarly, results shows the significant impact of asset on ...

ABSTRACT The enabling environment created through generous fiscal policies is expected to increase the level of foreign private investment in Nigeria beyond the present level. However, on the contrary what is witness are divestments cum capital flight out of the country. It is therefore, in line with the above, that this study seeks to examine the effect of tax incentives on foreign private investment in Nigeria. Therefore, the objectives of ...

ABSTRACT The study focuses on the development of government bond market in Nigeria. It explores the history,  structure, performance  and key issues related to the development  of bond  market with the broader context of domestic,  regional and global bond market  development.  The Nigeria  government  bond  market  provides  valuable  lessons  for  other  emerging  market economies also seeking to build bond market. The sophistication of the local bond market is not enough ...