Download Category: BANKING AND FINANCE PROJECT TOPICS


EMPIRICAL DETERMINANTS OF BANK DISTRESS IN NIGERIA

ABSTRACT This   study   was   a   historical    survey    of   determinants    of   bank    distres s in  Nigeria.  The  research  population  comprised  banks  operating   in  Nigeria between   1998   and   2004.   Data   used   in   the   study   were   all   observational panel   data   obtained   from   the   published   accounts   of   the   elements   of  the research   population.    A   total   of   113   complete   bank    observations    were utilized  in  the  study.  The  researcher  visited  the  Nigerian  Deposit  Insurance Corporation   (NDIC),  ...

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CAPITAL MARKET AND THE NIGERIAN ECONOMY

ABSTRACT Most developing nations use its capital market to boost its economy as it helps the economy grow. The Nigerian capital market has its key instruments established in 1959 when measures to operationally it started. The Nigerian Securities and Exchange commission is the Apex regulatory authority of the capital market and the Nigerian Stock Exchange is the body organizing Security dealers and brokers. However, we shall endeavor to critically examine ...

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EXPORT FINANCING IN NIGERIA PROBLEMS AND PROSPECTS

Abstract This research sought to examine the impact of Nigerian Export Import Bank credit terms on non-oil export in Nigeria; examine the impact of Total banking export credit on non-oil export in Nigeria and examine the relationship between non-oil export and Nigeria’s gross domestic product. The study adopted the ex post facto research design for the period 1990 to 2007 and data were gathered from  secondary  sources.    The  study  utilized ...

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IMPACT OF EXCHANGE RATE VOLATILITY ON THE NIGERIAN ECONOMY 1987-2015

ABSTRACT This study examined the impact of exchange rate volatility on the Nigerian economy using five (5) key macroeconomic indicators. To achieve these objectives, which are to; ascertain the impact of exchange rate volatility on economic growth, determine the impact of exchange rate volatility on foreign portfolio investment, establish the impact of exchange rate volatility on foreign direct investment, examine the impact of exchange rate volatility on international trade volume ...

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AN EVALUATION OF THE IMPACT OF MERGERS AND ACQUISITIONS ON FIRMS’ EARNINGS A CASE STUDY OF OANDO PLC

ABSTRACT This research work captioned ‘An Evaluation of the Impact of Mergers and Acquisitions on Firms’ Earnings. A Case Study of Oando Plc’ involves the trend analysis of three year pre- merger and three  year post-merger financial statements of a  case  study with mergers and acquisitions experience chosen from the downstream sector of oil and gas. The study was embarked on with the following objectives; -To ascertain whether there is ...

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THE EFFECT OF BANK CONSOLIDATION ON BANK PERFORMANCE: A CASE STUDY OF THE 2005 CONCLUDED NIGERIAN BANK CONSOLIDATION EXERCISE

ABSTRACT The banking sector is one of the few sectors in which the shareholders’ fund is only a small proportion of the liabilities of the enterprise  hence; the banking sector is one of  the most regulated sectors in any economy as is the case in Nigeria. This is to forestall the confusion and consequences of bank failures and distresses. The consolidation of banks has been the major policy instrument being ...

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THE IMPACT OF FOREIGN DIRECT INVESTMENTS ON THE GROWTH OF THE NIGERIAN ECONOMY (1981-2009).

ABSTRACT This study investigated the impact of Foreign Direct Investment (FDI) on the Growth of the Nigerian Economy, and also examined the contributions of Domestic Investment to the growth of Nigeria’s economy. Secondary data were sourced from the Central Bank of Nigeria and National bureau of Statistics. The period covered by this analysis was 1981- 2009. A growth model estimated via the Ordinary Least  Square method was used to ascertain ...

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CREDIT CONTORL POLICIES IN FINANACIAL INSTITUTIONS A CASE STUDY OF CITIZENS INTERNATIONAL BANK LIMITED

ABSTRACT The focus of this study is on Credit Control Policies in Financial Institutions and its efficacy in minimizing loan losses. In order to achieve a purposeful study, the research reviewed related literatures on Banking, Bank  lending  and  credit administration. An analysis of  the  responses from credit officers and information obtained from the secondary sources was carried out. The major findings among others are that: 1.       Most financial institutions have ...

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THE IMPACT OF RECAPITALIZATION ON THE NIGERIAN BANKING INDUSTRY A CASE STUDY OF ZENITH BANK UNITED BANK FOR AFRICA (UBA) AND UNION BANK

ABSTRACT In this study the researcher evaluated the impact of bank consolidation on the performance of the Nigerian banking industry. The study was saddled with three objectives: to evaluate the impact of recapitalisation on the profitability of Nigerian banks; to evaluate the impact of recapitalisation reform on the deposit mobilisation of banks; to evaluate the impact of recapitalisation reform on the shareholders' earnings of banks. Using different statistical ratios and ...

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IMPACT OF INTEREST RATE LIBERALISATION ON SELECTED MACROCONOMIC INDICATORS IN NIGERIA

ABSTRACT This research examines the impact of interest rate liberalisation on selected macro-economic indicators in Nigeria.   Employing ex-post factor  design and using GDP per capita as growth indicator, Total Financial Savings (TFS) as a proxy for savings and Credit to Private Sector as a proxy for investment.  The research established a negative relationship between interest rate liberalisation on economic growth, savings and investment which were represented by indices calculated using ...

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FOREIGN DIRECT INVESTMENTS AND TAX REFORMS THE NIGERIAN EXPERIENCE (1990 – 2017)

ABSTRACT This study examined the impact of recent tax reforms on Nigeria‟s foreign direct investment (FDI) net inflow from 1990-2017.  Under  the right  policy  environment, FDI  encourages  the transfer    of economic   productive   technology    and    know-how between economies   through spillover channels and linkages as  is  the  case  with  China and the Asian Tigers. The drivers of FDI flow include policy factors such as taxation and non-policy factors like availability of natural ...

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FRAUD IN BANKING SECTOR: TYPES CAUSES PREVENTIVE AND CONTROL MEASURES(A CASE STUDY OF SELECTED BANKS).

ABSTRACT This study is taken to analyze bank fraud and how it is committed by internal   bank   staff,   external   parties   or   mixed   parties,   operating independently or in collusion with others. It examined the effects of fraud on banks and the entire financial system. Certain research methodology, research design and strategy were adopted for collection of primary and secondary data used in this research study. Data analysis and presentation was carried ...

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RETAIL FINANCIAL SERVICES IN THE NIGERIAN BANKING INDUSTRY OPPORTUNITIES AND CHALLENGES POST CONSOLIDATION (A STUDY OF DIAMOND BANK PLC)

ABSTRACT The   banking   industry   in Nigeria     has been undergoing transformation both  through government  regulations and  the dynamic  nature   of the  finance sector generally. In  the same fashion, retail  financial  services and  products  have changed tremendously   both   in   design   and   delivery. These changes and transformation have therefore prompted my research interest  in  the area  of  retail  financial  services.  This  research work appraises the impact and effects of the consolidation and reform ...

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THE IMPACT OF THE CONTRIBUTORY PENSION SCHEME ON EMPLOYEE RETIREMENT BENEFITS OF QUOTED FIRMS IN NIGERIA

ABSTRACT This study seeks to evaluate whether or not the Contributory Pension Scheme has an impact on employee retirement benefits of quoted firms in Nigeria and; to determine the relationship that  exists between the  Impact of the  Contributory Pension Scheme on employee retirement benefits and standard of living in Nigeria. The study also assessed the relationship between pension costs and independent variables: total assets and profitability of quoted firms in ...

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IMPACT OF THE STRUCTURE OF NIGERIAN FINANCIAL SYSTEM ON ECONOMIC GROWTH

ABSTRACT This study examines specifically the impact of the structure of the Nigerian financial system on economic growth. The study used time series data for 17 year period: 1992-2008, to fill this important research gap. The study used the Time Serial General Method of Movement regression approach to estimate the formulated models in line with financial structure theories. The growth rate of the gross domestic product was adopted as the ...

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IMPACT OF INTEREST RATE ON COMMERCIAL BANK LENDING AND DEPOSIT MOBILIZATION IN NIGERIA, 1986-2017

ABSTRACT There has not been a consensus on the efficacy of monetary policy instruments in achieving  the much  desired  macroeconomic objectives  in  Nigeria.  It  is  therefore against this background that this study sought to: (i) examine the impact of nominal interest rate on commercial bank deposit mobilization in Nigeria, (ii) determine the impact of nominal interest rate on commercial bank lending in Nigeria, (iii) examine the impact of real interest ...

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EVALUATING THE BANKING REGULATIONS IN NIGERIA FINANCIAL SECTOR WITH RESPECT TO BANK DISTRESS FROM COLONIAL ERA TILL DATE

ABSTRACT In  recent  times,  instability  in  the  financial  system  and  the banking sector in particular has risen from institutional failures in the past. In Nigeria, the lesson of the earlier bank failures appeared to have been forgotten as generalized distress swept the banking sub- sector and systematic distress gripped the finance house sub-sector. This research work assesses the banking regulations with respect to banking distress phenomenon and empirical analysis on ...

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THE IMPACT OF CAPITAL STRUCTURE, OWNERSHIP AND CORPORATE GOVERNANCE ON THE PERFORMANCE OF QUOTED NIGERIAN COMPANIES

ABSTRACT The problem of how firms choose and adjust their strategic mix of financing securities and the impact such mix has on corporate performance has called for attention and debate among corporate financial experts. This is so because the choice made should ordinarily aim at improving firm value. This is however not always so, as existing literature show that the owners of firm and managers of such firm might have ...

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THE IMPACT OF MONETARY POLICY ON COMMERCIAL BANK LENDING IN NIGERIA

ABSTRACT This study investigated the impact of  monetary policy on commercial bank lending in the Nigerian context. The study aimed to test the effectiveness of some monetary policy component and instruments and how it affects commercial bank loans and advances in Nigeria. The model used  is  estimated  using  Nigeria  commercial  banks  loans  and  advances(CBLA) and  other variables such as broad money supply(M2), minimum rediscount rate(MMR), Liquidity ratio of commercial bank(LR), ...

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IMPACT OF COMPETITION ON THE PROFITABILITY OF COMMERCIAL BANKS IN NIGERIA

ABSTRACT That the Banking Industry in Nigeria has always been profitable has never been in doubt. Again, that the Nigeria banking industry has been a very competitive one is also not a matter for contention as the result of several researchers measuring the competition in the banking industry have sufficient empirical evidence to substantiate this theory,  however, what has recently become a contentious issue is to determine what really drives ...

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