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CHAPTER ONE INTRODUCTION 1.1       Background of the Study Labour management which is a subject area in the curriculum of industrial relations and areas of practice in vocational education in the business world was born in North America in the late 1910s and 1920s. In the beginning, a plethora of names were used to describe this subject area. Names that were commonly encountered include employment management, labour management, personnel management, personnel ...

CHAPTER ONE 1.0 INTRODUCTION Finance is required by different people, organizations and other economic agents for different purposes. To provide the needed finance, there are varieties of institutions rendering financial services. These institutions are called financial institutions. Financial institutions are divided into money and capital market. In the money market we have commercial banks that render financial services in term of intermediation. This involves channeling funds from the surplus spending ...