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RATIO ANALYSIS AS A BANK LENDING TOOL

CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY Bank lending is concerned with provision of funds for needy customers as loans from the savings of the fund surplus units paid into the bank.  Due to the established fact that the saved fund is at the disposal of the bank for specified period, the bank can thus provide these funds to their customers who may have greater use for these funds ...

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IMPACT OF RATIO ANALYSIS AS A TOOLS FOR INVESTMENT DECISION

CHAPTER ONE 1.1    INTRODUCTION The Term “Ratio Analysis” could be described as the analysis of financial statement in order to judge the performance of the COMPANY or group of companies. The “Investment Decision” Means the allocation of funds to invest proposal whose benefits are to be realized in the future. The combination of the two terms described above or the relationship between them is basically the purpose of this work. That ...

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RATIO ANALYSIS AS A TOOL OF MONITORING FIRM PERFORMANCE

ABSTRACT Financial ratios are detective, predictive and informative tools that act as compass that shows an organization its corporate, strength or weakness. The major instrument of financial computation is the historical data/records of the operation of an enterprise. This research work was conducted to know how ratio analysis are been use as a tool of monitoring the performance of First Bank Nigeria Plc over a period of five years, commencing ...

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THE IMPACT OF RATIO ANALYSIS ON MANAGEMENT DECISION MAKING IN ORGANIZATIONS

CHAPTER ONE 1.1  INTRODUCTION In every organization irrespective of its size, ownership, structure, impact of ration analysis on management decision making occupy a crucial position. However, given this centrality can be said that behind every successful organization the process in which the management arrives at decision making is very important as far as financial management is concerned in the private sector of the economy and specifically in a banking institution like ...

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THE ROLE OF RATIO ANALYSIS IN BUSINESS DECISIONS

INTRODUCTION BACKGROUND INFORMATION The two primary objectives of every business are profitability and solvency.  Profitability is the ability of a business to make a profit, while solvency is the ability of a business to pay debts as they come due.  (Hermanson et al, 1992: 824).  However, the achievement of these objectives requires efficient management of resources of the business through planning, budgeting, forecasting, control, and decision – making.  Also, the ...

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RATIO ANALYSIS AS A TOOLS FOR PERFORMANCE APPRAISAL IN NIGERIA FINANCIAL MARKET (A case study of First Bank of Nigeria Plc, Ilorin Branch)

TABLE OF CONTENT CHAPTER ONE:        INTRODUCTION Background of the study Statement of the research problem Justification for the study Objective of the study Research hypothesis Scope of the study Plan of the study Limitation of the study Definition of term CHAPTER TWO: LITERATURE REVIEW Theoretical framework User of Financial Statement Management of an organization Performance evaluation Management control system Method of performance evaluation Analysis and interpretation of financial statement Definition ...

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RATIO ANALYSIS AS A TOOLS FOR PERFORMANCE APPRAISAL IN NIGERIA FINANCIAL MARKET (A case study of First Bank of Nigeria Plc, Ilorin Branch)

  TABLE OF CONTENT CHAPTER ONE: INTRODUCTION Background of the study Statement of the research problem Justification for the study Objective of the study Research hypothesis Scope of the study Plan of the study Limitation of the study Definition of term CHAPTER TWO: LITERATURE REVIEW Theoretical framework User of Financial Statement Management of an organization Performance evaluation Management control system Method of performance evaluation Analysis and interpretation of financial statement ...

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