SOCIAL CULTURAL VARIABLES AND PRACTICES OF NIGERIAN FINANCIAL INSTITUTIONS
CHAPTER ONE INTRODUCTION 1.1 BACKGROUND TO THE STUDY The environment in which financial transactions are carried out in the 21st century is an intertwined force of complex socio-cultural, economic, political and technological factors creating intricate challenges for financial institutions all over the world (Tesfayohannes, 2012). This growing complexity has created challenges for Nigerian financial institutions as a study by KPMG (2012), titled ‘Confronting Complexity’ identified common factors in ...
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