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CHAPTER ONE INTRODUCTION 1.1 BACKGROUND TO THE STUDY A bank is a financial institution licensed by a government. Its primary activities include borrowing and lending money. A bank, be it old generation or new generation bank is a financial intermediary that accepts deposits and channels those deposits into lending activities, either directly by loaning or indirectly through capital markets. What differentiate new generation bank from old generation bank are the ...

CHAPTER ONE INTRODUCTION 1.1 BACKGROUND TO THE STUDY A bank is a financial institution licensed by a government. Its primary activities include borrowing and lending money. A bank, be it old generation or new generation bank is a financial intermediary that accepts deposits and channels those deposits into lending activities, either directly by loaning or indirectly through capital markets. What differentiate new generation bank from old generation bank are the ...