Download Tag: NIGERIAN BANKING SECTOR

Abstract The banking industry of the 21st century operates in a complex and competitive environment characterized by ever-changing economic and financial environment with information and communication technology (ICT) at the center of this change. As Information Technology is vital in banking operations today, it becomes imperative for banks to realize its impact on operational performance in order to justify capital investments. The objective of this work was to examine how ...

ABSTRACT This study examined the impact of financial sector reforms on the performance of the Nigerian banking sub-sector. The study aimed to test the impact of financial sector reforms lags on the performance of the banking sub- sector. Variables were incorporated in the model to capture other variables that can impact on the performance of the banking sector. While money supply was proxy for financial sector reforms, interest rate was ...

CHAPTER ONE 1.0 INTRODUCTION As the International Monetary Fund, IMF observed, the extent and severity of the crisis that began with the bursting of the housing bubble in the United States in August 2007 reflects the confluence   of myriad of factors some of which are familiar from previous crises, while others are new. As in previous times of financial turmoil, the pre-crisis period was characterized by: (i)  Surging asset prices ...

Abstract This paper examines sustainability reporting and quality of corporate disclosure in the Nigeria banking sector. This paper addresses the research question by using the big four audit firms (KPMG, PWC, Ernst & Young, Akintola Williams Deloitte) as the respondents for the study to test the research hypothesis. A total sample size of 270 was used for the study. This study uses regression analysis to investigate the impact of sustainability ...

CHAPTER ONE 1.0 INTRODUCTION Fraud is an intentional deception made for personal gain or to damage another individual. Fraud is a crime and a civil law violation. Defrauding people of money is presumably the most common type of fraud. Customers of banks are currently experiencing increase in fraud schemes. Scams to get a customer personal information can occur through many different means such as e-mail and telephone Bank fraud is ...

CHAPTER ONE BACKGROUND TO THE STUDY 1.1  INTRODUCTION Distress in the Nigerian banking sectors is a problem that bank has in this recent time.  This seems as if the regulatory authorities appeared to be fighting a losing battle to sanitize the system. Ebtiodaghe (1996) observed that banking distress occurs when customers were unable the loss of their deposits and consequent breakdown of their contractual obligation.  The central bank fails to meet its capitalization ...

CHAPTER ONE BACKGROUND TO THE STUDY 1.1    INTRODUCTION Distress in the Nigerian banking sectors is a problem that bank has in this recent time.  This seems as if the regulatory authorities appeared to be fighting a losing battle to sanitize the system. Ebtiodaghe (1996) observed that banking distress occurs when customers were unable the loss of their deposits and consequent breakdown of their contractual obligation.  The central bank fails to meet its ...

CHAPTER ONE INTRODUCTION 1.1 BACKGROUND TO THE STUDY The last twenty years have seen a radical change in the private sector’s relationship both with the state and the civil society. Globalization, deregulation, privatization, and the withdrawing of the line between state and market have changed the basis on which private enterprise is expected to contribute to the public goods. Meanwhile, the relationship between the company and civil society has moved ...

ABSTRACT The study was conducted to examine the effect of corporate governance in the Nigerian Banking sector. The specific objectives of the study were to determine the effect of corporate governance on bank performance and to ascertain the relationship between corporate governance, loans and bad debts in banks while making recommendations on how to boost corporate governance and reduce the rate of bad debt and insolvency in the Nigerian banking ...