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CHAPTER ONE INTRODUCTION 1.1  BACKGROUND TO THE STUDY. The history of banking in Nigeria dates back to pre- independence period, the establishment of banking was motivated by the urge on the part of government to inculcate banking culture in the people and the desire of the people themselves to means of making financial intermediation easy, in the recent time between 1999- 2004 a lot of techniques are used by bankers ...

CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY The history of banking in Nigeria dates back to pre-independence period, the establishment of banks was motivated by the urge on the part of government to inculcate banking culture in the people and the desire of the people themselves to find the means of making financial intermediation easy, In the recent time between 1999 – 2004, a lot of techniques are used ...