CHAPTER ONE INTRODUCTION 1.1 STATEMENT OF THE PROBLEM AND PURPOSE OF THE STUDY The problem of this study is to appraise the lending procedure and loan recovery in banks and their policies with a view of finding the roles of banking in general economic development and characteristic of a good policy and procedure for taking securities for bank lending. It is believed that most loan defaulted goes bad because of the ...
Read moreCHAPTER ONE INTRODUCTION 1.1 BACKGROUND TO STUDY Greater prominence have been said to be associated with banking industry in Nigeria because of the role it plays in her economic environment. The banking industry plays a great influence and in the provision of credit facilities in Nigeria. However the tendency to incur financial losses due to failure to repay loans or credit facilities by borrowers which is regarded as credit risks ...
Read moreCHAPTER ONE 1.0 INTRODUCTION 1.1 BACKGROUND OF STUDY Greater prominence have been said to be associated with banking industry in Nigeria because of the role it plays in her economic environment. The banking industry plays a great influence and in the provision of credit facilities in Nigeria. However the tendency to incur financial losses due to failure to repay loans or credit facilities by borrowers which is regarded as credit ...
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