LOAN GRANTING AND IT’S RECOVERY PROBLEMS ON COMMERCIAL BANKS
CHAPTER ONE INTRODUCTION 1.1 BACKGROUND TO THE STUDY Virtually, every business has a credit relationship with a financial institution, especially banks. Some rely on periodic short term loans to finance temporary working capital needs. Others primarily use long-term loans to finance capital expenditure, new acquisitions or permanent increases in capital. Regardless of the type of loan, all credit request mandate a systematic analysis of the borrower‟s ability to repay as ...
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