CREDIT MANAGEMENT AND INCIDENCE OF BAD DEBTS IN NIGERIA COMMERCIAL BANKS
CHAPTER ONE INTRODUCTION BACKGROUND OF THE STUDY Banks economic purpose is to act as financial intermediary. It facilitates the process of channeling savings into investment and one of the avenues of realizing this objective is by lending effectively. Lending is considered effective if it is successfully reconciles with the banks obligation to maximize liquidity to the depositor and maximum profitability to the shareholder. It involves environmental analysis of banks objectives, ...
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