IMPACT OF BANK CONSOLIDATION ON OPERATIONAL EFFICIENCY IN FBN
CHAPTER ONE INTRODUCTION 1.1 BACKGROUND TO THE STUDY The consolidation of banks has been the major policy instrument being adopted in correcting deficiencies in the financial sector. The economic rationale for domestic consolidation is indisputable. An early view of consolidation in banking was that it makes banking more cost efficient because larger banks can eliminate excess capacity in areas like data processing, personnel, marketing, or overlapping branch networks, cost efficiency ...
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