Download Tag: CREDIT RISK MANAGEMENT

CHAPTER ONE INTRODUCTION 1.1    BACKGROUND OF THE STUDY The recent upsurge of concern by retail and wholesale bankers for the enthronement of credit risk management into their operational process had been adjudged by credit analysis as timely and relevant. Financial institutions are exposed to risk taking of which credit risk is probably the most important. The risk problem usually emanates from undue delays in. collection or from a signal of ...

ABSTRACT The purpose of this study is to examine credit risk management and bank profitability in Nigeria.  The study employs secondary data collected from some selected quoted banks in the Nigerian Stock Exchange for the periods of 2008 to 2012 for the empirical analyses. The empirical analysis revealed that that non-performing loan as a credit risk variable has a negative significant impact on bank profitability (ROE) at 5% level of ...