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CHAPTER ONE INTRODUCTION 1.1   BACKGROUND OF THE STUDY Some of the authority classify as state banks, private banks and public banks. Other classifies banks into commercial banks, development banks, community banks and peoples banks. However, the people’s banks of Nigeria, the Nigerian agricultural and co-operative banks and other family economic advancement programme (FEAP), have been merged into a new development bank known as the Nigerian Agricultural and Rural Development Bank (NARDB). ...

CHAPTER ONE  INTRODUCTION 1.1 BACKGROUND OF THE STUDY The first bank as a commercial bank is a profit making organization it’s objective include profit maximization, maximization of earning per share and maximization of share price through increase virtual banking and other programmers. The level of achievement of there objective is essentially a measure of business efficiency. The need therefore arises for the first bank to rigorously pursue it’s goal by ...

CHAPTER ONE INTRODUCTION 1.1    BACKGROUND OF THE STUDY Even since the inception of the first three successful indigenous banks in Nigeria, the National Bank of Nigeria established on February 11th 1933, the Agbommagbe Bank (now wema Bank Nig Plc) in 1945, The African continental Bank Plc in 1947 and others subsequently established in the country  during the period from  1952 when the first banking ordinance was enacted to regulate  and control the activities of commercial ...