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CHAPTER ONE 1.1  BACKGROUND OF THE STUDY Although a lot of research works have been done on the prospect s and challenges of information. Technologies in the banking industry, these research works are board based (E-banking). Opera etal, (2010), posits that, modern banks now realize that  only those that overhaul their payment services delivery and operations are likely to survive and prosper in the 21st century. Connel and Saleh (2014) are of the ...

CHAPTER ONE INTRODUCTION 1.1   BACKGROUND OF THE STUDY Exchange rate is the price of the unit of one country quotes in terms of another country’s currency i.e. it is the mathematical or quantitative expression of one country currency in terms of another’s. Exchange rate is a very vital price mechanism that directs the movement of other prices in the domestic economy and tries to equilibrate the balance of payment. It is ...

CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY This project work on commercial banks lending practices and incidence of Bad debt in Nigeria is a study carried out by the researcher, so as to evaluate and analyze the lending principles, problems and effects of Bade Debt in the operation of banks and also to the general Economy. A bank economic purpose is to act as a financial intermediary. It facilitates the ...

CHAPTER ONE INTRODUCTION 1.0  BACKGROUND TO THE STUDY The process of recapitalization has been in existence right from the 1980’s, but it is more intensified in recent time because of the impact of globalization which is precipitated by continuous integration of the world market and economies. Recapitalization is the substantial injection of capital into a company. This implies making the company more solid or stronger by increasing its capital base ...

CHAPTER ONE INTRODUCTION 1.1  BACKGROUND OF THE STUDY In any Business entity, whether profit or non-profit making, has sets of objectives. It mobilizes resources from various sources to achieve the set goal at the end of the period. This is necessary to determine how well these resources have been utilized. Where there is separation of ownership from management, the owners will want to know how judiciously these resources have been ...

CHAPTER ONE INTRODUCTION 1.1  BACKGROUND OF THE STUDY It is a known fact that the investment that promote economic growth and development requires long-term funding, or longer than the duration for which most savers are willing to commit their funds. Capital market is a collection of financial institutions set up for the granting of medium and long term loans. Government securities corporate bonds are also traded here in the market, ...

CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF STUDY Growth in neoclassical theory is brought about by increase in the quantity of factors of production in the efficiency of their allocation. In a simple world of two variables, labour and capital, it is often presumed that low income countries have abundant labour but lees capital. This situation of domestic savings in these countries places constraints on capital formation and hence growth. Even ...

CHAPTER ONE INTRODUCTION 1.1   BACKGROUND OF THE STUDY The issue of bank distress has been a problem which financial institutions suffer must.  The era of all for free banking in Nigeria brought which can be traced as of (2012) when banking started in Nigeria gave room for the establishment of many banks because there was little or no laws guiding banking business.  Because the was no law or supervisions on ...

CHAPTER ONE INTRODUCTION 1.1   Background of Study The Nigeria Economy has undergone structural changes in the past three decades form a freedom agriculture economy in the 1960’s to an economy mainly reliant on oil from the mid 1970’s. The phenomenal growth in earnings in the mid 1990’s was not fully internalized into the economic system.  The result was that the consumption production pattern became largely import oriented inability to rationalize imports when ...

CHAPTER I INTRODUCTION This chapter is concerned with the following: -             Background of the study -             Statement of the problem -             Objectives of the study -             Significance of the study -             Research questions -             Delimitation of the study -             Limitation of the study -             Definition of some concepts 1.1   Background of the Study It is an established fact from a practical point of view that some government entities or ministries in Nigeria do not pay appropriate attention towards establishing ...

CHAPTER ONE INTRODUCTION 1.1   Background of the Study Billboard advertising has provided the tobacco industries with a relative low cost method of advertising and was used to reach either brand audience on specific target population. Billboard advertising has what advertising industries calls high impression rate because of its static location that makes it viewed over again by target population thereby increasing its effectiveness. In Nigeria, Advertising Practitioner Council (APCON) measures their ...

CHAPTER ONE INTRODUCTION 1.1      Background of the study A thorough understanding of adolescence in society depends on information from various perspectives, including psychology, biology, history, sociology, education and anthropology. Within all of these perspectives, adolescence is viewed as a transitional period between childhood and adulthood, whose cultural purpose is the preparation of children for adult roles (Karson& Wilson, 2004). It is a period of multiple transitions involving education, training, employment and ...

  CHAPTER ONE INTRODUCTION BACKGROUND OF THE STUDY The handicapped children are gifted children who have ability to be educated irrespective of their disabilities, like the deaf, the blind, the dumb, lame etc. therefore, the handicapped children in Nigeria posses the talents and all the aggregate of learning just like their counter parts at school. Education which is a life provided for every individual, the physically handicapped inclusive. The team ...

CHAPTER ONE INTRODUCTION 1.1    BACKGROUND OF THE STUDY In recent years, entrepreneurship education has been developing steadily but unevenly in most countries. In the United State for example, which has been a trailblazer and leader in the field, the last decade has been described as an important era, with a significant increase in student interest (Fiet 2001a) the figure tend to support this statement. In 1971, only 16 colleges and ...

CHAPTER TWO REVIEW OF RELATED LITERATURE 2.1    PREAMBLE  In Nigeria both state and federal government are now placing much emphasis on the promotion of indigenous small scale enterprises with a view to encouraging entrepreneurship. This study address critical issues like life aspirations, likely source of financial capital, entrepreneurial orientation, attitude towards work, intention towards becoming an entrepreneur, subjective norms underlying this intention, perceive behavioural control, behavioural beliefs, nor mature belief and ...

ABSTRACT The study examined the effects of broken home on academic performances of secondary student schools in Nigeria. Descriptive survey research design was adopted with the sample consisting of 200 students and teachers drawn from ten randomly selected secondary schools in Esan West Local Government Area, Edo State, Nigeria. One validated instrument (Effect of Broken Homes on Academic Performance of Secondary School Questionnaire (EBASSQ) was used for data collection and ...

CHAPTER ONE 1.1INTRODUCTION Commercial banks are generally all-purpose retail bankers, Ajayi (2011). They mobilize deposits of all sizes and from all and sundry in retail as well as in wholesale markets. They engage mainly in borrowing and lending activities. The lending activities of Nigerian commercial banks have been increasing steadily over the years and recently, the pace of increase has acquired a tempo that needs some explanation. Management of banks ...

CHAPTER ONE 1.1  INTRODUCTION The historical development of international trade can be dated as back the period of world war 1 (2014). Though world trade was heavy during world I, that world depression of the 1930’s greatly brought a decline in world trade. The actions of several governments aggravated the from in the level of the world trade. After world war ii era, the long run trend has been toward a ...

CHAPTER ONE INTRODUCTION 1.0  BACKGROUND OF THE STUDY Foreign exchange is the means of payment for international transaction. It is made up of convertible currencies that are generally accepted for the settlement of international trade and other external obligation. Just like every other commodity, a market is established which works more like any other market having a supply curve, a demand curve and an equilibrium price and quantity. There are ...

CHAPTER ONE INTRODUCTION 1.1    BACKGROUND OF STUDY The need for information is great and necessary in banking sector because of the nature of their business quick and accurate decision must be taken, like in the money market foreign exchange etc.  Banks must react quickly to change the interest rate and volatile variable in their operation where as in the production industries, mistakes can be rectified and losses been minimized. Millions ...