Download Tag: NIGERIA COMMERCIAL BANKS

ABSTRACT The impact of Computer to Nigeria Commercial Banks especially Union Banks Plc cannot be over emphasized. Many banks have realized the used of the computer as a means of improving their chequeing transaction and of keeping necessary data on customers for loans advances and other services. These obvious advantages notwithstanding, must banks have not imbibe the computer culture. For the purpose of this study, this research was based on ...

CHAPTER ONE INTRODUCTION 1.1  BACKGROUND TO STUDY A bank can be defined as an organisation whose principle operation is concerned with the accumulation of temporarily idle money of the general public from the purpose of advancing to others for expenditures. John Paget defined a bank as “A corporation or person(s) who accepts money on current account pays cheques on such account on demand and collects cheques for customers” Oxfords advanced learners dictionary ...

CHAPTER ONE INTRODUCTION 1.1   BACKGROUND OF THE STUDY Every organization set out to achieve one objective or two other such objectives are usually streamlined through the planning process. In planning process involves setting out objectives, examine the various ways of achieving them and directing on the best ways future it brings about the problem of budgeting. Consequently, every business organization employs the principle and concept of budgeting as a tool in ...

CHAPTER ONE  INTRODUCTION 1.1    BACKGROUND OF THE STUDY Banking is essentially an international business especially now that domestic financial markets in many countries are being internationalized.  In modern economy there is a distinction between the surplus and economic units and the deficit economic units.  Consequently, there is a separation of savings and investment mechanism.  This has necessitated the existence of financial institutions whose job includes the transfer of funds from ...

CHAPTER ONE INTRODUCTION 1.1   BACKGROUND OF THE STUDY In a modern Economy, there is a distinction between surplus economics units and the deficit economics units and in a separation of the saving investment mechanism. This has necessitated the existence of financial institutions whose jobs includes the transfer of funds from savers to investor. One of such institution is the commercial Bank. The commercial Banks are regarded as banks because they ...

CHAPTER ONE INTRODUCTION BACKGROUND OF THE STUDY Banks economic purpose is to act as financial intermediary. It facilitates the process of channeling savings into investment and one of the avenues of realizing this objective is by lending effectively. Lending is considered effective if it is successfully reconciles with the banks obligation to maximize liquidity to the depositor and maximum profitability to the shareholder. It involves environmental analysis of banks objectives, ...

CHAPTER ONE INTRODUCTION Modern commercial banking in Nigeria dates back to the early period.  The decline in barter system of trade and the rise in financial transaction of the colonial government required an institution in the form of commercial bank for safety and transmission of fund.  It was for purpose that African banking corporation based in South Africa an was invited in 1892 to open a branch office in Lagos ...

CHAPTER ONE INTRODUCTION 1.1.  BACKGROUND OF THE STUDY Banking: it is an institution established for the purpose of rendering retail banking services at a profit. Improving customer services in Nigeria banks: Banking in Nigeria has  grown beyond the variety of banks increased. Competition as a result banks were forced to be in no value and services oriented. But this high rate of growth at the banking industry has yielded to ...

CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY A commercial bank can be defined as a financial institution or company carrying on the biz of receiving monies other valuables as deposits from the public for keeping and for lending to the investors on short and medium term basis on which it charges interest such deposit or repayable on demand to the depositors or order. ADEKANYA(2013) The early commercial bank in Nigeria ...

ABSTRACT This research work is conducted as part of the requirement for the Higher National Diploma in Accounting. It examine the liquidity management of commercial banks in Nigeria with more emphasis on their investment, liquidity and profitability position in order to find out why commercial bank need to be more liquid then any other business organization. The entire work is divided into five chapters, chapter one is an introductory analysis ...

CHAPTER ONE INTRODUCTION 1.1  BACKGROUND OF THE STUDY Since the inception and recognition of a bank in Nigeria. it has been in the headway of existence and survival. This is because, since the emergence of this area of economic and business knowledge, fraud and all forms of dishonesty and misappropriation of money entrusted to one had obviously to Nigeria banks. This defect has been lingering in the minds of honest ...

  TABLE OF CONTENTS Title page Certification Dedication Acknowledgement Table of contents Chapter one Introduction Statement of problem Objective of the research Research methodology Significance of the study Definition of uncommon terms Organization plan/chapterization Chapter two Conceptual review Empirical review Chapter three: Research methodology Restatement of the research question Research design and data collecting instrument Characteristics of the study population and sampling Administration of the data collecting instrument Procedure for ...

TABLE OF CONTENT Title page Certification page Dedication Acknowledgement Table of Content CHAPTER ONE: INTRODUCTION Statement of Research Background of the Study Objective of the Study Significance of the Study Research methodology Definition of terms Plan of the Study CHAPTER TWO: LITERATURE REVIEW Historical Background of Wema Bank of Plc of Nigeria Function of the various Department Central Bank and Credit Creation of commercial bank Procedure of creating credit facility ...

CHAPTER ONE INTRODUCTION  1.1        Background of the study 1.2        Statement of problem 1.3        Objective of the study 1.4        Research Hypotheses 1.5        Significance of the study 1.6        Scope and limitation of the study 1.7       Definition of terms 1.8       Organization of the study CHAPETR TWO 2.0   LITERATURE REVIEW CHAPETR THREE 3.0        Research methodology 3.1    sources of data collection 3.3        Population of the study 3.4        Sampling and sampling distribution 3.5        Validation of research instrument 3.6        Method of data analysis CHAPTER FOUR DATA PRESENTATION AND ...

Abstract The purpose of this research is to examine the impact of credit management on commercial banks.   The introduction of the prudential guideline in banking industry, the volume and value of loans and advances classified into non-performing account has continued to increase in bank lending.  Obviously this has adverse effect on banks since it affects their cash flow and impairs profitability. The total population for the study is 200 staff ...