Download Tag: CREDIT MANAGEMENT

CHAPTER ONE INTRODUCTION Commercial Banks operate to mobilize deposits from the populace and keep. Some in trust payable on demand. Through the performance of this role, Banks act as reservoir for surplus funds and thus lend safe portion of these funds to clients that have genuine needs for them. The banks have special responsibility to ensure effective management of these funds kept in trust with them by depositors. Chester A ...

CHAPTER ONE INTRODUCTION Background of the Study Financial institutions ensure that there is enough stock of money to service the need aspiration of the economy.  They also perform economic function of the transferring money from one area, surplus unit to deficit unit.  Credit management is regarded as a vital instrument in the management of the banking industry especially as it affect the commercial system. Contemporary banks are conceptualized to service ...

CHAPTER ONE INTRODUCTION 1.1   BACKGROUND OF THE STUDY In a modern Economy, there is a distinction between surplus economics units and the deficit economics units and in a separation of the saving investment mechanism. This has necessitated the existence of financial institutions whose jobs includes the transfer of funds from savers to investor. One of such institution is the commercial Bank. The commercial Banks are regarded as banks because they ...

CHAPTER ONE INTRODUCTION BACKGROUND OF THE STUDY Banks economic purpose is to act as financial intermediary. It facilitates the process of channeling savings into investment and one of the avenues of realizing this objective is by lending effectively. Lending is considered effective if it is successfully reconciles with the banks obligation to maximize liquidity to the depositor and maximum profitability to the shareholder. It involves environmental analysis of banks objectives, ...

CHAPTER ONE INTRODUCTION  1.1 BACKGROUND OF THE STUDY Financial are procedure for preparing according to and reporting reliable information concerning transaction. Financial resource in any economy should be adequately be mobilized, taking into consideration the crucial role of finance in the economic development. Nwankwo (2013) stated that finance resourced have been considered a very important factor in the economy development. Consequently, the mobilization of resource has been defining a criteria ...

CHAPTER ONE INTRODUCTION 1.1       BACKGROUND OF THE STUDY In a modern economy,there is distinction between the surplus economic units and the deficit economic units and inconsequence a separation of the savings investment mechanism.This has necessitated the existence of financial institution whose jobs include the transfer of  funds from savers to investors.one of such institution is the money deposits banks,the intermediating roles of the money-deposit banks places them in a position of ``trustees´´ ...

ABSTRACT The aim of this research work is to appraise “The impact of credit management on the profitability of a manufacturing firm focused on Unilever Nigeria Plc Aba”.This is because; trade credit is a short term source of finance and sometimes take the form of bills payable. The statement problem of this research banks about the poor level of credit management and also the problems which the firms encounter as a ...

CHAPTER ONE INTRODUCTION 1.1       BACKGROUND OF THE STUDY Banks are profit-making organizations performing as intermediaries connecting borrowers and lenders in bringing temporarily available resources from business and individual customers as well as providing loans for those in need of financial support (Uwuigbe, 2013; Drigă, 2012). Commercial Banks play a vital role in developing economies like Nigeria, Ghana, Egypt and Algeria. Bank lending is very crucial for it make possible ...

ABSTRACT The aim of this research work is to appraise “The impact of credit management on the profitability of a manufacturing firm focused on Unilever Nigeria Plc Aba”. This is because; trade credit is a short term source of finance and sometimes take the form of bills payable. The statement problem of this research banks about the poor level of credit management and also the problems which the firms encounter ...

CHAPTER ONE INTRODUCTION 1.1  BACKGROUND TO THE STUDY Credit management in our banking sector today has taken a different dimension from what it used to be. The banking industry has adopted a lot of strategies in checking credit management in order to stay in business. Thu the banking industry in Nigeria has lost large amount of money as a result of the turning source of credit exposure and taken interest ...

CHAPTER ONE INTRODUCTION 1.1  Background to the study  There is no doubt that credit management is central to the liquidity of firms; especially manufacturing firms which maintain high volume of working capital. Credit management can simply be regarded as written guidelines that set the terms and conditions for supplying goods on credit, customer qualification criteria, procedure for making collections and steps to taken in case of customer delinquency (Taiwo and ...

CHAPTER ONE INTRODUCTION 1.1 Background to the Study There is no doubt that credit management is central to the liquidity of firms; especially manufacturing firms that maintain a high volume of working capital. Credit management can simply be regarded as written guidelines that set the terms and conditions for supplying goods on credit, customer qualification criteria, the procedure for making collections and steps to taken in case of customer delinquency ...

CHAPTER ONE INTRODUCTION 1.1       BACKGROUND OF THE STUDY The Nigerian banking industry is one sector of the Nigerian economy, whose services are ever needed by individuals and corporate organizations.  One of the key players in this industry is commercial banks. The popularity of commercial banks is not because they are the only legally or commercially recognized intermediary in the system but because of their branch network, large customer base and ...

TABLE OF CONTENTS Title Page                                                         i Certification                                                     ii Dedication                                                       iii Acknowledgement                                            iv Table of Contents                                             vi Proposal                                                           viii CHAPTER ONE 1.0   Introduction                                             1 Objective of the study 6 Scope of the study 7 Limitation of the study 7 Background of the study 8 Statement of the problem 10 Definition of terms 11 Plans of the study 13 CHAPTER TWO Review of related literature 15 CHAPTER THREE Research methodology 38 ...

CHAPETR ONE INTRODUCTION  1.1        Background of the study 1.2        Statement of problem 1.3        Objective of the study 1.4        Research Hypotheses 1.5        Significance of the study 1.6        Scope and limitation of the study 1.7       Definition of terms 1.8       Organization of the study CHAPETR TWO 2.0   LITERATURE REVIEW CHAPETR THREE 3.0        Research methodology 3.1    sources of data collection 3.3        Population of the study 3.4        Sampling and sampling distribution 3.5        Validation of research instrument 3.6        Method of data analysis CHAPTER FOUR DATA PRESENTATION AND ...

ABSTRACT This research work was undertaken to assess the credit management and the incidence of Bad debts in Money-Deposit Banks.This work was intended to achieve the following objectives: to appraise and determine the lending procedure of banks, to highlight the extent to which improper project evaluation influence  bad debt of Money-Deposit Banks. Relevant data were collected from both primary and secondary sources. Questionnaire was the main primary data collected instrument ...

Abstract The purpose of this research is to examine the impact of credit management on commercial banks.   The introduction of the prudential guideline in banking industry, the volume and value of loans and advances classified into non-performing account has continued to increase in bank lending.  Obviously this has adverse effect on banks since it affects their cash flow and impairs profitability. The total population for the study is 200 staff ...