Download Tag: BANKING SECTOR

Abstract This study was on the effects of information and communication technologies on job losses in the banking sector in Nigeria. Three objectives were raised which included: To ascertain the relationship between information and  communication technologies and job loss in banking sector in Nigeria, to find out whether job loss have effect on ICT in banking sector and to find out whether shock of job loss have effect on workers’ ...

CHAPTER ONE INTRODUCTON Banks are the linchpin of the economy of any country. They occupy central position in the country’s financial  system and are essential agents in the development process. By intermediating between the surplus and deficit savings’ units within an economy, banks, mobilize and facilitate efficient allocation of national saving, thereby increasing the quantum of investments and hence national output (Afolabi, 2004). Through financial intermediation, banks facilitate capital formation ...

CHAPTER ONE INTRODUCTION 1.1   BACKGROUND TO THE STUDY The role of BVN aimed at curtailing hazards associated with social security and credit risk cannot be underestimated (Leland & David, 1977). In recent times, biometric technologies have been used to analyze human characteristics as an enhanced form of authentication for real-time security processes. In the face of increasing incidents of compromise on our conventional security systems (password and PIN), the need ...

CHAPTER ONE 1.0  INTRODUCTION The role in which the computer plays in our everyday lives cannot be overemphasized. In fact, the computer is one of the greatest things that has happened to mankind and it should not be seen as a mere invention but a “revolution”. One may be wondering how the world would be without computers and how we would actually cope without it. Before the advent of computers ...

CHAPTER ONE INTRODUCTION 1.1   BACKGROUND OF THE STUDY: The world is a global village.  It is due to the global state of the world that bedsore became such an organic economic activity armed at producing goods and services. In this light of this organic nature of business, it constantly changes with improvement is science and technology.  Business men and women have seen the need to also change their mode of ...

CHAPTER ONE INTRODUCTION 1.1  BACKGROUND OF THE STUDY The researcher is interested in the union Bank which was formerly know as Barclay’s bank was a product of the post independence indignation process in Nigeria as part of the abortive banking boom and crash the late 1940s and early so, 1959 saw the biggest country was of coursed triggered off by the establishment of CBN and the era of the free ...

CHAPTER ONE INTRODUCTION 1.1 Background to the Study        The recent evolution of technology for financial transactions poses interesting questions for policy makers and financial institutions regarding the suitability of current institutional arrangements and availability of instruments to guarantee financial stability, efficiency and effectiveness of monetary policy. Over the course of history, different forms of payment systems have been in existence. Initially, ‘trade by barter’ was common; however, the problems of ...

CHAPTER ONE INTRODUCTION 1.4   BACKGROUND OF THE STUDY Banks are regarded as an indispensable element in the development and growth of any economy. The success  or otherwise of the banking sector is a parameter on which economic activities are measured. It is against this background that it is stated that a healthy banking system is a sign of good health of the entire economy. Distress has far reaching consequences on ...

CHAPTER ONE INTRODUCTION 1.1 INTRODUCTION Nigeria, which spans an area of 924,000 square kilometers, is bordered by the Gulf of Guinea, Cameroon, Benin, Niger, and Chad. The topography ranges from mangrove swampland along the coast to tropical rain forest and savannah to the north. Nigeria is generously endowed with abundant natural resources. With its reserves of human and natural resources, Nigeria has the potential to build a prosperous economy and ...

ABSTRACT The inability of most Nigerian banks to meet stated objectives is a contemporary challenge plaguing the banking industry. There is an exigent need to ameliorate such malady and reposition such banks for excellence. Prominent among the different strategies adopted by most banks in order to curb such menace and enhance its performance is merger and acquisition. Merger and acquisition is the voluntary or statutory combination of individual entities, its ...

CHAPTER ONE 1.0     INTRODUCTION Generally organisation comprise if two groups of people, the employees i.e. the people who forms the greater part workman group and the management of the organisation i.e. Managing Directors who involves in the decision making in the organisation.  Man in his natural form in 1934 always tries to gravitate towards his comfort zone unless some kind of force in applied to him.  It is this force or situation that ...

Abstract This research examines determinants of audit fees in the banking sector. The main objective is to find out if there is any relationship between audit firm size and audit fee and also to verify if profitability has significant impact on audit fee. Using  Ordinary Least Square (OLS) regression technique with the aid of a computer software, the empirical findings revealed among other things that, there is no significant relationship ...

Abstract The downturn is the fortunes of most business in Nigeria in recent time has been attributed to several factor including global recession inflation fluctuation in the value of the naira etc. Poor motivation may portray clear display of lack of interest in the work through non- challant attitude to things that would  have helped the banks torture. This study is aimed at finding our how the banking industry overcome ...

CHAPETR ONE INTRODUCTION  1.1        Background of the study 1.2        Statement of problem 1.3        Objective of the study 1.4        Research Hypotheses 1.5        Significance of the study 1.6        Scope and limitation of the study 1.7       Definition of terms 1.8       Organization of the study CHAPETR TWO 2.0   LITERATURE REVIEW CHAPETR THREE 3.0        Research methodology 3.1    sources of data collection 3.3        Population of the study 3.4        Sampling and sampling distribution 3.5        Validation of research instrument 3.6        Method of data analysis CHAPTER FOUR DATA PRESENTATION AND ...